Transfer Paytm Cash To Bank Account – Trick Revealed.

Transfer Paytm Cash To Bank Account – TRICK Revealed.

By: Harshit Tandon

Paytm is now a days one of the most visited e-commerce website in the world and without any doubt, most famous wallet in India. But as bigger it gets, more rules flow in. One problem that we face is transferring paytm cash to bank account which is prohibited for cashbacks.

Can Paytm Cash be Transferred to Bank Account?

book tatkal ticket fasterOf course, it can be. However, if you are to use the facilities that are provided by default and do not use any smart trick, you can only transfer cash which aren’t cashback amount but if you use this paytm trick to transfer cash into bank account, you can easily transfer cashback amount also and also transfer paytm cash to mobikwik.

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What if the the Paytm Cash isn’t cashback?

If it isn’t cashback amount, you can easily transfer this by using the Refund button which you can find below the amount in the “Transaction History” Page on your Paytm account.

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Imagine you did a transaction on Paytm and paid from your bank account using debit card/credit card or net banking, but the transaction failed. What happens? Paytm returns the amount into your paytm wallet and so you have to manually transfer that amount to bank account.

APP UPDATE : Transfer Paytm Cash To Another Paytm Wallet.


To transfer the new cash in wallet to bank account, you have to check for the transaction recipt in the Transaction history section and there you’ll see a refund button (blue colored). Click on it and you will easily be able to send the paytm cash to bank account easily.

What if the Paytm cash is a cashback for a shopping offer?

Now this is where this paytm trick works!

For this, you need to make the payment in two parts. Here is a detail step by step instruction on how to transfer paytm cashback to bank account :

  1. First of all, calculate the amount you are going to get as cashback. For example, suppose the offer is that you get 15% cashback and the product you are buying is priced at 1000. So your cashback amount is Rs. 150 which is the paytm cash you make from app or website..
  2. Now before you place that order, you have to use the first part of the trick. Place an order for some random thing priced at cashback amount (Rs. 150 or below). Do not buy anything priced even a single rupee more than Rs.150. Select a prodcut of exact cashback amount or a few rupees less.
  3. Pay for that using your bank account.
  4. After that, when the order is placed, cancel the order.
  5. When you’ve cancelled the order, the amount shall be refunded to your paytm wallet and like I told in first section, a new refund button will get appeared there in the transaction recipt. Do not click on the refund button.
  6. Now, place the order of the product you want to buy and apply the coupon code you want to use. You’ll have to pay Rs 150 less than the original price because you have that refund amount already in your wallet.
  7. When you get the cashback, now you have to use that Refund Button that you had generated for cancelled product. Click on the refund button to transfer the paytm cashback into bank account.

That it! You have successfully again made your Paytm wallet to zero!

Learn : How to transfer Paytm Cash To Mobikwik

Does this trick work? If it does, do let me know in comments. If not, and you are finding any problem regarding this, do ask your questions in comment and I will try to solve your problem as much as I can.

Happy shopping!

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