Minimum Salary for Credit Card

Minimum Salary for Credit Card

By: abhay12

Minimum income for credit card application: Every working professional in our country desires to have Credit Card for themselves as it is seen as a symbol of status and credit cardholders do not have to carry cash with them. The major factor for getting a Credit Card in India is the annual salary for credit card approval. It is clear that a person with more monthly income has a better chance of getting a Credit Card as compared to the person who is earning low. The Eligibility Criteria includes the type of employment (full-time or part-time, place of living), Credit history and loans but income is considered as the most important factor. So, what is a good annual income for a credit card? This we will discuss today in our article.

Are there credit cards for low income and bad credit? Well, the answer is Yes but the income should be up a level.

Also check: RuPay Card Registration Process

Total Annual Income Credit Card Application

Total Annual Income plays a crucial role in getting Credit Card. So, today we will be giving you a list of credit cards for low income people (less than 3 Lacs) with the MINIMUM ANNUAL salary requirement. So, the minimum income for credit card is given below according to the banks.

Also check: RuPay Debit Card Online Payment


Minimum salary for credit card in SBI

  • To get an SBI credit Card the minimum per month Income of Rs.18500 is required in Metro cities.
  • You need to be 18 years to apply.

Minimum salary for HDFC credit card

  • To get an HDFC Gold and Silver Credit Card the minimum income are like: For salaried Rs. 2 Lacs and self-employed Rs. 1.5 Lacs.
  • You need to be 18 years to apply.

Minimum salary for credit card in ICICI Bank

  • To get an ICICI Bank Instant Platinum Credit Card, you should have a valid Fixed Deposit with ICICI Bank.
  • The minimum Fixed Deposit amount is ₹ 20,000.
  • The minimum tenure of the Fixed Deposit has to be 180 days.
  • You need to be 18 years to apply.

HSBC Classic Credit Card

  • To get an HSBC Classic Credit Card the minimum annual income is Rs. 1,44,000 (self-employed or salaried).
  • You need to be 18 years to apply.

Axis Bank Insta Easy Credit Card

  • To get an Axis Bank Classic Credit Card you should have a valid Fixed Deposit with a minimum deposit of Rs. 20,000 and a maximum limit of Rs. 25,00,000.
  • You need to be 18 years to apply.

Axis Bank Gold Card

  • To get an Axis Bank Gold Card the minimum annual income is 1,80,000 (self-employed or salaried).

Canara Bank (Visa Classic/Mastercard Standard Card)

  • To get a Canara Bank Visa Classic/ Mastercard Standard Card the minimum annual salary is Rs. 1,00,000 per year which is Rs. 8,000 per month.

Canara Bank (Global Gold Card)

  • To get a Canara Bank Global Gold Card the minimum annual salary is Rs. 2,00,000.

Kotak Bank Credit Card Requirements

  • To get a Kotak Bank Credit Card the minimum annual salary is Rs. 3 Lacs for salaried and self-employed. Which makes up the Monthly salary of Rs. 25,000.

ICICI Bank (HPCL Credit Card)

  • To get an ICICI Bank HPCL Credit Card the minimum annual salary is Rs. 1,44,000.

Bank of Baroda (Visa Gold Card)

  • To get a Bank of Baroda Credit Card the minimum annual salary is Rs. 1,50,000.

Corporation Bank (Classic & Gold Card)

  • In order to get Corporation Bank Classic Card the minimum annual eligibility is Rs. 1,20,000 whereas the Gold Card’s eligibility is Rs. 2,00,000.
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